Late on Mortgage Payments?

Act now or risk foreclosure — sell your house for cash!

avoid foreclosure sell house for cash columbia redevelopment

If you’re late on mortgage payments (or at serious risk of falling behind on payments), and your lender hasn’t foreclosed on your house yet, you need to make a plan — and fast.

The quickest way to get out of hot water and avoid the life-changing effects of a foreclosure on your record is to sell your house for cash.

What happens when you’re late on your mortgage payment in Portland?

It depends. Is the fair market value of your home greater than what you owe on your mortgage?

YES — You can sell your house and use the proceeds to pay back your lender.

NO — Ask your bank to agree to a short sale to avoid foreclosure.


Remember: You have 120 days since your last payment due date before the bank will officially start the foreclosure process. 

If there’s no way to make the payments or negotiate a solution with your lender, you need to sell your home quickly to avoid the bank taking control of your investment (and your future).

Thinking about selling your home?

We buy homes in any condition. As-is. All-Cash. No Fees.

Call (503) 200-8739 or fill out our contact form.

sell house for cash when late on mortgage payments columbia redevelopment

The fastest way to sell your home for cash

At Columbia Redevelopment, we buy homes for cash no matter how far behind you are on your mortgage. We’ve worked with many homeowners in Portland who are late on mortgage payments.

We’ll make you an offer that will allow you to pay your mortgage off in full, including all past due payments and penalties.

    Sell to Columbia Redevelopment and avoid…

    • 150+ point hit to your credit score
    • Difficulty getting a mortgage in the future
    • Day-to-day repercussions, like inability to buy a car or get a cellphone plan
    • Piling up debt that will take years to overcome

    Our local team is committed to helping Portland homeowners pay their mortgage off in full and move on with their life.

    What to expect 

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    Step 1

    Start with a phone call and tell us about your situation.

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    Step 2

    We’ll visit your property and take a look around. Virtual tours are also accepted!

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    Step 3

    We’ll give you our best cash offer within 24 hours for you to consider.

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    Step 4

    Receive a $10,000 earnest money deposit & choose your closing date.


    Greg & Laura’s work is absolutely breathtaking!! They put their heart and soul into their business and it really shows.

    – Bella Richardson


    I’ve had the privilege to work with Greg and Laura on their projects as an electrical contractor. They don’t take any shortcuts and demand quality workmanship and materials in their homes.

    — Paul Nelson

    Thinking about selling your home?

    We buy houses in any condition. As-is. All-cash. No fees.


    Call or text us at (503) 200-8730 or contact us online.